Recently, I wrote a series of articles about how much we need to earn to buy a BTO, HDB resale, EC, or condo. When I sent these articles to my clients, many found them empowering and helpful in their property decisions. However, some clients currently own a property, and they have come back to me with more questions because they were unsure about their math of selling and buying a house. Their questions have prompted me to write this article using the example of one of my cli

How Much Do You Need To Earn To Buy A Home In Singapore [Condo 2024 Edition] - Learn the finances of buying a new launch or resale condo in

What an eventful weekend! First of all, it was the launch of Piccadilly Grand. If you don't know about it, here's my earlier blog post. By the way, all units have been sold! Congrats to all buyers who will be seeing a good capital gain in time to come. If you are interested in any subsale units, feel free to contact me! Definitely, we expected nothing less from this A-team of reputable developers and architects. Piccadilly Grand saw strong launch sales on 7 May where 77% was

ABSD rates have been increasing over the past years, does it still make sense to pay ABSD? Recently, I spoke to a seasoned investor, Terry who has a portfolio of eight properties, comprising of residential and commercial properties. Some were bought directly under their names and some were bought under trust. He shared that they would have to incur the higher 25% Additional Buyer Stamp Duty (ABSD) if they were to buy their next property. Yes, not 17% but 25%. He asked, "Is it

Property Wealth Planning is always a favourite dinner conversation and here's a list of the top 5 questions that home buyers and home owners would ask. If you are clueless about Property Wealth Planning, read Part 1 for Property Wealth Planning 101 first. Q1: When is the best time to sell our HDB? Before we answer this question, let's start on a golden rule. When we talk about the passing marks for exam, it is common that the passing grade is 50 out of 100. When we review the

We hear of people growing their wealth through property. Is the idea of Property Wealth Planning reserved mostly for the well-to-do? Can everyday Singaporeans also benefit from Property Wealth Planning? The idea of Property Wealth Planning is often mistaken as a lead-heavy-brain-numbing conversation, but at its core, it centres on a simple logic that we see in action everyday of our lives - that everything has its life cycle. For example, a restaurant owner ordered a fresh fi