Recently, I wrote a series of articles about how much we need to earn to buy a BTO, HDB resale, EC, or condo. When I sent these articles to my clients, many found them empowering and helpful in their property decisions. However, some clients currently own a property, and they have come back to me with more questions because they were unsure about their math of selling and buying a house. Their questions have prompted me to write this article using the example of one of my cli